2026 Nevada Revised StatutesChapter 616B – Industrial Insurance: Insurers; Liability For Provision Of CoverageNRS 616B.612 Employers to provide compensation; effect of participation in consolidated insurance program; relief from certain liability.

Statutory Text

1.  Every employer within the provisions of chapters 616A to 616D, inclusive, or 617 of NRS, and those employers who accept the terms of those chapters and are governed by their provisions, shall provide and secure compensation according to the terms, conditions and provisions of those chapters for any personal injuries by accident sustained by an employee arising out of and in the course of the employment.

2.  A contractor or subcontractor shall be deemed to have provided and secured compensation for his or her employees as required pursuant to subsection 1 to the extent that those employees are covered by a consolidated insurance program.

3.  Travel for which an employee receives wages shall, for the purposes of chapters 616A to 616D, inclusive, of NRS, be deemed in the course of employment.

4.  In such cases the employer or any insurer of the employer is relieved from other liability for recovery of damages or other compensation for those personal injuries unless otherwise provided by the terms of chapters 616A to 616D, inclusive, of NRS.

[26:168:1947; 1943 NCL § 2680.26]—(NRS A 1971, 2058; 1995, 2016; 1999, 1723, 3146)

NV Rev Stat § 616B.612 – Last Verified April 2026

Plain English Explanation

Nevada law requires employers to provide workers’ compensation coverage for their employees. This is not optional. If a worker gets hurt in an accident while doing their job, the employer must have a system in place to compensate that worker for the injury.

The law covers a wide range of employers operating in Nevada. Whether a business is large or small, if it falls under the relevant chapters of Nevada’s industrial insurance laws, it has to follow these rules. Employers who voluntarily accept the terms of those laws are also held to the same standard.

One specific situation the law addresses is when a contractor or subcontractor uses what is called a consolidated insurance program. This is essentially a shared insurance arrangement where a single policy covers workers across multiple companies on a project. When employees are covered under one of these programs, the contractor or subcontractor is considered to have met their obligation to provide workers’ compensation for those workers.

Travel time also matters under this statute. If an employee is traveling as part of their job and getting paid wages while doing so, that travel counts as being “in the course of employment.” So if someone is hurt while traveling for work on the clock, that injury is treated the same as one that happens at a job site.

There is an important trade-off built into this system. Once an employer provides workers’ compensation coverage as required by law, they are generally protected from being sued separately for damages related to that same injury. In other words, workers’ compensation becomes the primary path for resolving the claim. The employer and their insurance carrier are relieved from most other legal liability, unless the law itself carves out an exception.

This arrangement is sometimes called the “exclusive remedy” principle. Workers get guaranteed compensation without having to prove fault, and employers get protection from additional lawsuits over the same injury.

Frequently Asked Questions About NRS 616B.612

Does my employer have to carry workers’ compensation insurance in Nevada?

Yes. Nevada law under NRS 616B.612 requires virtually every employer in the state to provide and secure workers’ compensation coverage for their employees. This is a legal obligation, not a choice. If a worker sustains an injury in an accident that arises out of and happens during the course of their employment, the employer must have coverage in place to compensate that worker.

What happens if I get hurt while traveling for work?

If you are traveling for your job and receiving wages during that travel, Nevada law treats that time as being in the course of employment. That means an injury you sustain while traveling on the clock is generally covered under workers’ compensation the same way an injury at your regular workplace would be.

Can I sue my employer in addition to filing a workers’ compensation claim?

In most situations, no. Once an employer has properly provided workers’ compensation coverage as required by law, they are protected from separate lawsuits seeking additional damages for the same injury. Workers’ compensation is designed to be the primary and exclusive way injured employees recover compensation, though there are limited exceptions outlined in Nevada’s industrial insurance chapters.

What is a consolidated insurance program and how does it affect my coverage?

A consolidated insurance program is a shared insurance arrangement commonly used in construction and contracting where one policy covers workers from multiple companies on the same project. Under NRS 616B.612, if your employer is a contractor or subcontractor and you are covered under one of these programs, your employer is considered to have fulfilled their legal obligation to provide you with workers’ compensation coverage.

Does workers’ compensation in Nevada cover independent contractors?

NRS 616B.612 applies to employers and their employees. Independent contractors are generally not covered under the same framework because they are not classified as employees. However, whether a worker is truly an independent contractor versus an employee is a legal determination, and misclassification does happen. If you are unsure about your status, the classification itself may be worth examining.

If you were hurt on the job and are unsure whether your employer has met their legal obligations under Nevada law, the team at Get The Win Injury Lawyers is ready to review your situation and help you understand your rights. Reach out to Get The Win Injury Lawyers today for a free consultation and let an experienced team fight to make sure you receive every dollar of compensation you are entitled to.