In Nevada, Uber and Lyft accidents are covered under rideshare liability laws. Victims have two years from the date of the crash to file a personal injury claim. Depending on who was at fault — the rideshare driver, another driver, or the company — different insurance policies may apply. Nevada also follows a modified comparative negligence rule with a 51% bar, meaning you can recover damages only if you are less than 51% at fault.
Were You Hurt in a Rideshare Accident?
We Fight to Get You the Money You Deserve.
You called an Uber or Lyft to get home safely after a night on the Strip. Or maybe you were driving to work when a rideshare driver ran a red light. Now you’re dealing with serious injuries, medical bills, and insurance companies that won’t give you straight answers about who’s responsible.
Rideshare accidents in Las Vegas are different from regular car crashes. The insurance company you need to deal with depends on whether the Uber or Lyft driver had their app on, whether they had a passenger, and what they were doing when the crash happened. This gets confusing fast – and that’s exactly what the insurance companies count on.
At Wooldridge Law Injury Lawyers, we handle Uber and Lyft accident cases throughout Las Vegas, Henderson, and all of Clark County. We know how these insurance systems work. We know the tactics insurance companies use to pay you less than you deserve. And we fight to get you every dollar you’re owed for your medical bills, lost wages, and pain.
You don’t pay us anything unless we win your case. Your consultation is completely free.
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Understanding Uber and Lyft Insurance Coverage in Nevada

Figuring out which insurance pays after an Uber or Lyft accident is confusing. The coverage depends on what the driver was doing when the crash happened. Insurance companies use this confusion to deny claims or pay you less.
Here’s how it works:
App Off: Only the driver’s personal insurance covers you. Many personal policies don’t cover rideshare drivers, even when the app is off.
App On, Waiting for Rides: Uber and Lyft provide backup coverage – $50,000 per person for injuries, $100,000 total per accident, and $25,000 for car damage.
Passenger in Car or Trip Accepted: Full $1 million coverage kicks in. This includes money for injuries, car damage, and protection if the driver has no insurance.
The problem? Insurance companies fight about which level applies. They’ll say the app was off when it was really on. They’ll delay your claim while they argue with each other.
We know how to prove what the driver was doing and which insurance must pay.
What to Do After a Las Vegas Uber and Lyft Accident
If you’re involved in an Uber or Lyft accident in Las Vegas, the steps you take right after the crash can make or break your case. Insurance companies look for any reason to deny your claim or pay you less. Following these seven steps protects your health, your legal rights, and your ability to get full compensation for your injuries.
Common Injuries in Uber and Lyft Accidents
Rideshare accidents can cause serious injuries, even at lower speeds. The force of impact in a crash can hurt your body in ways that aren’t obvious right away. Some injuries seem minor at first but get much worse over time. Here are the most common injuries we see in Uber and Lyft accidents in Las Vegas.
Whiplash and Neck Injuries
Whiplash happens when your head and neck snap forward and backward suddenly during a crash. Your head is heavy, and when the car stops fast, your neck can’t hold it steady. This damages the muscles, tendons, and ligaments in your neck.
At first, whiplash might not hurt much. You might feel a little stiff. But over the next few days, the pain gets worse. You might not be able to turn your head. Simple things like checking your blind spot while driving become painful. Some people develop chronic pain that lasts for months or years.
Mild neck injuries cause discomfort and stiffness. You might need a few weeks of rest and some physical therapy. Severe injuries can leave you unable to work or do normal activities. You might need months of treatment, including physical therapy or even surgery to fix the damage.
Head and Brain Injuries
Even at normal speeds, Uber and Lyft crashes can cause serious head injuries. Your head might hit the window, the headrest, or the seat in front of you. This can cause concussions or more serious brain injuries.
Common symptoms include bad headaches, confusion, dizziness, and memory problems. You might feel fine right after the accident, then start having problems hours or days later. Some people forget things, have trouble concentrating, or feel like they’re in a fog.
Serious brain injuries can take months to heal. You might need special therapy and long-term medical care. Brain injuries affect everything – your ability to work, your relationships, your mood, and your daily life. The medical bills add up fast, and you might not be able to work while you recover.
Back and Spinal Cord Injuries
The force of a rideshare crash can seriously hurt your back and spine. You might get a slipped disc (when the cushions between your spine bones move out of place), spinal fractures (broken bones in your spine), or even paralysis if your spinal cord is damaged.
Back injuries are painful and can change your life. You might need surgery to fix the problem. Physical therapy can take months. Some people never fully recover and live with chronic pain for the rest of their lives.
The financial cost is huge. Surgery costs tens of thousands of dollars. You might not be able to work for months. You might need help with basic tasks like getting dressed or cooking meals. This is why getting legal help early is so important – you need someone fighting to get you enough money to cover all these costs.
Broken Bones and Fractures
Broken bones are common in Uber and Lyft accidents. The most common breaks are in the wrists, arms, ribs, and legs. Your body gets thrown around in the crash, or you might brace yourself with your arms and break your wrist.
Some broken bones heal with a cast and a few weeks of rest. But other breaks need surgery. Doctors have to put in metal plates, screws, or rods to hold the bones together. You might need months of recovery and physical therapy to use your arm or leg normally again.
Even after the bone heals, you might have problems. Some people develop arthritis in the broken area. Others never get back their full strength or range of motion. All this time, medical bills are piling up and you’re missing work.
Soft Tissue Damage
Soft tissue injuries hurt your muscles, tendons (which connect muscles to bones), and ligaments (which connect bones to other bones). These injuries are easy to overlook right after an accident because they don’t show up on X-rays. But they can cause long-lasting pain and problems.
You might have swelling, bruising, and limited movement. It hurts to move certain ways. Over time, the injury can cause chronic pain and stiffness. You might not be able to do your job if it requires physical activity. Even desk jobs become difficult if you’re in constant pain.
Insurance companies love to downplay soft tissue injuries. They’ll say you’re faking or exaggerating the pain. They’ll offer you very little money, hoping you’ll take it and go away. Documenting these injuries early with a doctor makes a huge difference in your claim.
Emotional Trauma
Beyond physical injuries, many Uber and Lyft accident victims experience serious emotional problems. You might feel anxious or scared. You might have nightmares about the crash. Some people develop post-traumatic stress and can’t ride in cars without panicking.
This is real suffering, even though you can’t see it like a broken bone. It affects your daily life, your relationships, and your ability to work. You might need therapy or counseling to work through the trauma.
At Wooldridge Law Injury Lawyers, we understand that your injuries aren’t just physical. We fight to make sure you get compensation for your emotional suffering too. The insurance company will try to ignore this part of your claim, but we won’t let them.
Common Injuries in Uber and Lyft Accidents
Rideshare accidents can cause serious injuries, even at lower speeds. Some injuries seem minor at first but get much worse over time. Here are the most common injuries we see in Uber and Lyft accidents in Las Vegas.

Rideshare accidents can cause serious injuries, even at lower speeds. Some injuries seem minor at first but get much worse over time. Here are the most common injuries we see in Las Vegas Uber and Lyft accidents.
Whiplash and Neck Injuries
Whiplash happens when your head snaps forward and backward suddenly during a crash. At first, you might just feel stiff. But days later, the pain gets worse. Your neck hurts and you can’t turn your head. Some people develop chronic pain lasting months or years. You might need physical therapy or surgery.
Head and Brain Injuries
Even at normal speeds, crashes can cause concussions or brain injuries. You might hit your head on the window or headrest. Symptoms include headaches, confusion, dizziness, and memory problems. You might feel fine immediately after, then have problems days later. Brain injuries take months to heal and affect your work and daily life.
Back and Spinal Cord Injuries
Crashes can seriously hurt your back and spine – causing slipped discs, broken bones, or nerve damage. You might need surgery and months of therapy. Some people never fully recover. In severe cases, spinal damage causes paralysis. These injuries mean huge medical bills and lost wages.
Broken Bones and Fractures
Arms, wrists, ribs, and legs break most often. Some breaks heal with a cast. Others need surgery with plates and screws. Recovery takes months. You’ll miss work and struggle with everyday activities while healing.
Soft Tissue Damage
Muscle, tendon, and ligament injuries don’t show on X-rays but cause real pain, swelling, and stiffness. These injuries last months. Insurance companies downplay them, but they deserve compensation.
Emotional Trauma
Many victims experience anxiety, fear, nightmares, or post-traumatic stress after crashes. Some panic when riding in cars. This emotional suffering affects your life, work, and relationships just like physical injuries do.
Las Vegas Uber and Lyft Accident Statistics
Insurance companies move fast after an Uber or Lyft accident — but their first offer rarely reflects the true cost of your injuries. That’s where having an experienced legal team makes all the difference.
At Wooldridge Law Injury Lawyers, we’ve handled hundreds of complex rideshare accident cases across Las Vegas and Nevada. We understand how insurance companies for Uber and Lyft operate — often using tactics to minimize payouts or delay fair settlements.
Whether it’s negotiating with corporate insurers or taking your case to trial, our attorneys fight for the full compensation you deserve. From medical expenses and lost income to pain, suffering, and long-term recovery needs, we stand by your side every step of the way to help you rebuild and move forward.
Nevada's Fatal Crashes in Clark County
Clark County accounted for 293 of Nevada's 412 traffic deaths in 2024, representing 71% of all fatal crashes. Las Vegas is the center of this risk, with heavy rideshare activity on the Strip and near resorts.
Nevada's Total Crashes Happen in Las Vegas
Las Vegas records more than 20,000 reported traffic accidents each year, representing about 43% of Nevada's total crashes. The city averages 56 crashes per day, many involving rideshare vehicles in tourist areas.
Fatal Crashes Involve Impaired Driving
Impaired driving is the #1 cause of motor vehicle crashes, injuries and fatalities in Nevada, accounting for 47% of total traffic fatalities. Late-night rideshare activity increases exposure to impaired drivers on Las Vegas roads.
Types of Compensation for Uber and Lyft Accidents
If you were injured in an Uber or Lyft accident in Las Vegas, you may be entitled to different types of money for your losses. Understanding what you can get paid for helps you and your attorney fight for a fair settlement.
Medical Expenses
Medical bills make up a large part of the money you can get in Uber and Lyft accident cases. You can recover payment for emergency room visits, ambulance rides, hospital stays, surgeries, doctor appointments, physical therapy, prescription medications, and any ongoing care you need. If your injuries require future treatment, you can get money for that too. This includes things like future surgeries, long-term therapy, medical equipment like wheelchairs or braces, and home healthcare if you need help recovering.
Lost Wages
If your injuries stopped you from working, you can get paid for the paychecks you missed. This includes the days or weeks you couldn’t work while recovering. It also includes money you lost if you had to reduce your hours, switch to part-time work, or use up all your sick leave and vacation time. If you’re self-employed, you can recover the income your business lost while you were hurt.
Pain and Suffering
Beyond the physical pain, you often experience emotional distress, anxiety, or trauma after a rideshare crash. You can get money for the mental and physical impact the accident has on your daily life. This includes the physical pain you feel every day, trouble sleeping, depression or anxiety, fear of riding in cars again, and how the injuries stopped you from enjoying activities you used to love. The worse your injuries and the longer your recovery, the more money you can get for pain and suffering.
Loss of Consortium
When an accident seriously hurts you, it affects your spouse and family too. Your spouse may be entitled to money for loss of companionship, affection, or support. This recognizes the emotional toll that serious injuries bring to families. It covers how the injury changed your relationship and your ability to be there for your family the way you were before.
Lost Opportunities
Sometimes a crash doesn’t just affect your health – it disrupts your plans and potential. You might miss business opportunities, have to cancel important travel plans, or face career setbacks because of your injuries. If the accident forced you to give up a promotion, miss an important work project, or abandon business plans, you can get paid for these lost opportunities.
Property Damage
This covers repair or replacement of personal property damaged during the Uber or Lyft accident. Your phone, laptop, glasses, jewelry, or other valuables might have been broken in the crash. These out-of-pocket expenses add up quickly and you deserve to be reimbursed. Don’t forget to document everything that was damaged, no matter how small it seems.
Visit our Las Vegas office
If you’ve been injured in an accident in Las Vegas or anywhere in Southern Nevada, we’re here to help. Visit our office at 400 S 7th St, Suite 490, Las Vegas, NV 89101, or if you can’t travel due to your injuries, we’ll come to you—at your home, hospital, or wherever is most convenient.
Call us at (702) 867-8900 or contact us through our website to schedule your free consultation. We’ll listen to what happened, explain your legal options in plain language, and answer all your questions. No pressure, no fees unless we win your case.
We serve clients throughout Las Vegas, Henderson, North Las Vegas, Summerlin, and all of Clark County.Retry
We prioritize client satisfaction from the first consultation to the final case resolution. And our Las Vegas personal injury attorneys have earned 5-star client satisfaction, with glowing testimonials from injured clients across Nevada. We prioritize client satisfaction from the first consultation to the final.
Frequently Asked Questions About Uber and Lyft Accidents in Nevada
Uber and Lyft accident settlements vary widely based on the severity of your injuries, medical costs, lost wages, and other damages. Minor injury cases might settle for thousands of dollars, while serious crashes involving permanent injuries, surgeries, or long-term disability can result in settlements worth hundreds of thousands of dollars. Uber and Lyft carry $1 million in liability coverage when a driver has a passenger or is on the way to pick one up, which means substantial compensation is available for severe injuries.
First, you report the accident to the rideshare company through their app or customer service. Then, you gather evidence like photos, police reports, witness statements, and medical records. Your lawyer will investigate which insurance policy applies based on what the driver was doing when the crash happened. We’ll file a claim with the correct insurance company, negotiate a settlement, and if they refuse to pay fairly, we’ll file a lawsuit and take your case to court. Most rideshare accident cases settle out of court, but we’re always prepared to go to trial if needed.
If the Uber or Lyft driver caused the crash, the rideshare company’s insurance should cover your injuries. If another driver caused the accident, you can file a claim against that driver’s insurance. If both drivers share fault, you may have claims against multiple insurance policies. Your lawyer will identify all available insurance coverage to maximize your compensation.
Call 911 and get medical help, even if you feel fine. Some injuries don’t show symptoms right away. Take photos of the crash scene, vehicle damage, and any injuries. Get contact information from the driver, other people involved, and witnesses. Report the accident through the Uber or Lyft app. Keep all medical records and bills. Don’t give a statement to any insurance company before talking to a lawyer.
Nevada law gives you two years from the accident date to file a personal injury lawsuit. This deadline is strict — if you miss it, you lose your right to get any money for your injuries. Don’t wait. Evidence disappears, witnesses forget details, and insurance companies use delays against you.
Insurance companies often deny claims by saying the driver wasn’t working or the app was off. We know how to prove what the driver was doing using app records, GPS data, and trip history. If one insurance company denies your claim, we’ll pursue other available coverage. We fight denials and bad faith insurance tactics.
Usually, you file a claim against the insurance policy covering the driver at the time of the crash. However, if the rideshare company was negligent — like failing to properly screen the driver or ignoring safety complaints — you might be able to sue Uber or Lyft directly. Your lawyer will investigate all potential claims.
Informative Uber and Lyft accident Articles
- Las Vegas Rear End Accident Attorney
- How to get the best settlement from a car accident in Las Vegas?
- What to do after a car accident in Las Vegas?
- What are the car accident laws in Nevada?
- Understanding car accident lawsuit steps in Nevada
- Comprehensive list of car accident injuries in Nevada
- Comprehensive list of car accident types, causes, and prevention
Areas We Cover
Serving accident victims throughout Southern Nevada, we provide dedicated legal representation to clients in communities across the region. No matter where your accident occurred, you have access to experienced local accident attorneys who know Nevada law and procedure. Below are just some of the cities and neighborhoods we service nearby:
- Angel Park
- Blue Diamond
- Boulder City
- Centennial Hills
- Charleston Heights
- CityCenter
- Desert Shores
- Downtown Las Vegas
- Downtown South
- Enterprise
- Kyle Canyon
- Henderson
- Lake Las Vegas
- Las Vegas
- Lone Mountain
- McCarran international Airport
- North Las Vegas
- Paradise
- Rhodes Ranch
- Southern Highlands
- Spring Valley
- Summerlin
- Summerlin South
- Summerlin West
- Sunrise Manor
- Sun City Summerlin
- The Lakes
- The Pueblo
- The Springs
- West Las Vegas
- Whitney
- Winchester
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