Were You Hurt in a Rideshare Accident?

We Fight to Get You the Money You Deserve.

You called an Uber or Lyft to get home safely after a night on the Strip. Or maybe you were driving to work when a rideshare driver ran a red light. Now you’re dealing with serious injuries, medical bills, and insurance companies that won’t give you straight answers about who’s responsible.

Rideshare accidents in Las Vegas are different from regular car crashes. The insurance company you need to deal with depends on whether the Uber or Lyft driver had their app on, whether they had a passenger, and what they were doing when the crash happened. This gets confusing fast – and that’s exactly what the insurance companies count on.

At Wooldridge Law Injury Lawyers, we handle Uber and Lyft accident cases throughout Las Vegas, Henderson, and all of Clark County. We know how these insurance systems work. We know the tactics insurance companies use to pay you less than you deserve. And we fight to get you every dollar you’re owed for your medical bills, lost wages, and pain.

You don’t pay us anything unless we win your case. Your consultation is completely free.

Available 24/7 | No Upfront Costs | We Come to You if You Can’t Travel

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Understanding Uber and Lyft Insurance Coverage in Nevada

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Figuring out which insurance pays after an Uber or Lyft accident is confusing. The coverage depends on what the driver was doing when the crash happened. Insurance companies use this confusion to deny claims or pay you less.

Here’s how it works:

App Off: Only the driver’s personal insurance covers you. Many personal policies don’t cover rideshare drivers, even when the app is off.

App On, Waiting for Rides: Uber and Lyft provide backup coverage – $50,000 per person for injuries, $100,000 total per accident, and $25,000 for car damage.

Passenger in Car or Trip Accepted: Full $1 million coverage kicks in. This includes money for injuries, car damage, and protection if the driver has no insurance.

The problem? Insurance companies fight about which level applies. They’ll say the app was off when it was really on. They’ll delay your claim while they argue with each other.

We know how to prove what the driver was doing and which insurance must pay.

What to Do After a Las Vegas Uber and Lyft Accident

If you’re involved in an Uber or Lyft accident in Las Vegas, the steps you take right after the crash can make or break your case. Insurance companies look for any reason to deny your claim or pay you less. Following these seven steps protects your health, your legal rights, and your ability to get full compensation for your injuries.

Step 1: Make Sure Everyone Is Safe

Move to a safe spot away from traffic if you can. Check yourself and others for injuries. Don't stand near moving cars. Turn on your hazard lights and stay calm until help arrives.
If anyone is hurt, call 911 right away. Even if injuries seem minor, get medical help. Some serious injuries like internal bleeding or concussions don't show symptoms immediately. You might feel fine now but have serious problems hours or days later. Plus, if you don't see a doctor right after the accident, the insurance company will say you weren't really hurt.

Step 2: Call the Police and Get an Official Report

Always call the police, even for minor accidents. Tell the 911 operator if anyone is injured. When officers arrive, explain what happened clearly and honestly. Don't guess or speculate about things you're not sure about.
The police report is crucial evidence for your claim. It documents who was involved, what happened, and whether anyone got a ticket. Insurance companies take police reports seriously. Get the report number from the officer before they leave. You'll need this number later to get a copy of the report. Without an official police report, the insurance company might deny your claim entirely.

Step 3: Collect Information from Everyone Involved

Get the rideshare driver's name, phone number, and driver's license. Take photos of their license with your phone. Also get their Uber or Lyft information. Ask which rideshare company they drive for and whether they had a passenger or were waiting for one.
Get contact information from any witnesses. People who saw the accident can back up your story if the driver or insurance company lies later. Take photos of their driver's licenses or business cards. Get their phone numbers and email addresses. Ask if they're willing to give a statement about what they saw.

Step 4: Document Everything with Photos and Videos

Use your phone to take lots of pictures. Photograph all vehicle damage from multiple angles. Get close-up shots of dents, scratches, and broken parts. Take wide shots showing the whole scene, including street signs, traffic signals, and skid marks.
Take photos of any visible injuries like cuts, bruises, or swelling. Photograph the exact location where the accident happened. Record the weather conditions, road conditions, and time of day. If the rideshare driver's app is visible on their phone, take a photo (this proves whether they were on a trip). The more evidence you have, the harder it is for insurance companies to dispute what happened.

Step 5: Get Medical Treatment Immediately

Go to the emergency room or urgent care right away, even if you feel okay. Tell doctors about every pain, ache, or discomfort. Some injuries like whiplash, concussions, and internal injuries don't hurt at first but get worse over time.
Follow all your doctor's orders. Go to every appointment. Take your medicine as prescribed. Do your physical therapy. Keep all your medical records and bills. Insurance companies watch your medical treatment closely. If you skip appointments or don't follow doctor's orders, they'll say you weren't really hurt. Gaps in treatment give them an excuse to deny your claim or offer you less money.

Step 6: Don't Talk to Insurance Companies Without a Lawyer

The rideshare driver's insurance company will call you quickly. They'll seem friendly and helpful. They'll ask you to give a recorded statement about the accident. They'll offer you a fast settlement to "make this easy."
Don't do it. Insurance adjusters are trained to get you to say things that hurt your case. They'll twist your words. They'll use anything you say to deny your claim or pay you less. Tell them you're getting a lawyer and hang up. Don't sign anything. Don't accept any money. Once you accept a settlement, you can't get more money later – even if your injuries turn out to be worse than you thought.

Step 7: Contact an Experienced Las Vegas Uber and Lyft Accident Lawyer

Call a lawyer who handles rideshare accidents before you do anything else. Your consultation is free. A good lawyer will investigate your accident, deal with the insurance companies, and fight to get you maximum compensation.
We know which insurance company should pay based on what the driver was doing. We know how to prove the driver's app status. We handle all the paperwork and negotiations so you can focus on getting better. You don't pay us anything unless we win your case. Nevada gives you only two years from your accident date to file a claim, so don't wait.

Common Injuries in Uber and Lyft Accidents

Rideshare accidents can cause serious injuries, even at lower speeds. The force of impact in a crash can hurt your body in ways that aren’t obvious right away. Some injuries seem minor at first but get much worse over time. Here are the most common injuries we see in Uber and Lyft accidents in Las Vegas.

Whiplash and Neck Injuries

Whiplash happens when your head and neck snap forward and backward suddenly during a crash. Your head is heavy, and when the car stops fast, your neck can’t hold it steady. This damages the muscles, tendons, and ligaments in your neck.

At first, whiplash might not hurt much. You might feel a little stiff. But over the next few days, the pain gets worse. You might not be able to turn your head. Simple things like checking your blind spot while driving become painful. Some people develop chronic pain that lasts for months or years.

Mild neck injuries cause discomfort and stiffness. You might need a few weeks of rest and some physical therapy. Severe injuries can leave you unable to work or do normal activities. You might need months of treatment, including physical therapy or even surgery to fix the damage.

Head and Brain Injuries

Even at normal speeds, Uber and Lyft crashes can cause serious head injuries. Your head might hit the window, the headrest, or the seat in front of you. This can cause concussions or more serious brain injuries.

Common symptoms include bad headaches, confusion, dizziness, and memory problems. You might feel fine right after the accident, then start having problems hours or days later. Some people forget things, have trouble concentrating, or feel like they’re in a fog.

Serious brain injuries can take months to heal. You might need special therapy and long-term medical care. Brain injuries affect everything – your ability to work, your relationships, your mood, and your daily life. The medical bills add up fast, and you might not be able to work while you recover.

Back and Spinal Cord Injuries

The force of a rideshare crash can seriously hurt your back and spine. You might get a slipped disc (when the cushions between your spine bones move out of place), spinal fractures (broken bones in your spine), or even paralysis if your spinal cord is damaged.

Back injuries are painful and can change your life. You might need surgery to fix the problem. Physical therapy can take months. Some people never fully recover and live with chronic pain for the rest of their lives.

The financial cost is huge. Surgery costs tens of thousands of dollars. You might not be able to work for months. You might need help with basic tasks like getting dressed or cooking meals. This is why getting legal help early is so important – you need someone fighting to get you enough money to cover all these costs.

Broken Bones and Fractures

Broken bones are common in Uber and Lyft accidents. The most common breaks are in the wrists, arms, ribs, and legs. Your body gets thrown around in the crash, or you might brace yourself with your arms and break your wrist.

Some broken bones heal with a cast and a few weeks of rest. But other breaks need surgery. Doctors have to put in metal plates, screws, or rods to hold the bones together. You might need months of recovery and physical therapy to use your arm or leg normally again.

Even after the bone heals, you might have problems. Some people develop arthritis in the broken area. Others never get back their full strength or range of motion. All this time, medical bills are piling up and you’re missing work.

Soft Tissue Damage

Soft tissue injuries hurt your muscles, tendons (which connect muscles to bones), and ligaments (which connect bones to other bones). These injuries are easy to overlook right after an accident because they don’t show up on X-rays. But they can cause long-lasting pain and problems.

You might have swelling, bruising, and limited movement. It hurts to move certain ways. Over time, the injury can cause chronic pain and stiffness. You might not be able to do your job if it requires physical activity. Even desk jobs become difficult if you’re in constant pain.

Insurance companies love to downplay soft tissue injuries. They’ll say you’re faking or exaggerating the pain. They’ll offer you very little money, hoping you’ll take it and go away. Documenting these injuries early with a doctor makes a huge difference in your claim.

Emotional Trauma

Beyond physical injuries, many Uber and Lyft accident victims experience serious emotional problems. You might feel anxious or scared. You might have nightmares about the crash. Some people develop post-traumatic stress and can’t ride in cars without panicking.

This is real suffering, even though you can’t see it like a broken bone. It affects your daily life, your relationships, and your ability to work. You might need therapy or counseling to work through the trauma.

At Wooldridge Law Injury Lawyers, we understand that your injuries aren’t just physical. We fight to make sure you get compensation for your emotional suffering too. The insurance company will try to ignore this part of your claim, but we won’t let them.

Common Injuries in Uber and Lyft Accidents

Rideshare accidents can cause serious injuries, even at lower speeds. Some injuries seem minor at first but get much worse over time. Here are the most common injuries we see in Uber and Lyft accidents in Las Vegas.

Rideshare accidents can cause serious injuries, even at lower speeds. Some injuries seem minor at first but get much worse over time. Here are the most common injuries we see in Las Vegas Uber and Lyft accidents.

Whiplash and Neck Injuries

Whiplash happens when your head snaps forward and backward suddenly during a crash. At first, you might just feel stiff. But days later, the pain gets worse. Your neck hurts and you can’t turn your head. Some people develop chronic pain lasting months or years. You might need physical therapy or surgery.

Head and Brain Injuries

Even at normal speeds, crashes can cause concussions or brain injuries. You might hit your head on the window or headrest. Symptoms include headaches, confusion, dizziness, and memory problems. You might feel fine immediately after, then have problems days later. Brain injuries take months to heal and affect your work and daily life.

Back and Spinal Cord Injuries

Crashes can seriously hurt your back and spine – causing slipped discs, broken bones, or nerve damage. You might need surgery and months of therapy. Some people never fully recover. In severe cases, spinal damage causes paralysis. These injuries mean huge medical bills and lost wages.

Broken Bones and Fractures

Arms, wrists, ribs, and legs break most often. Some breaks heal with a cast. Others need surgery with plates and screws. Recovery takes months. You’ll miss work and struggle with everyday activities while healing.

Soft Tissue Damage

Muscle, tendon, and ligament injuries don’t show on X-rays but cause real pain, swelling, and stiffness. These injuries last months. Insurance companies downplay them, but they deserve compensation.

Emotional Trauma

Many victims experience anxiety, fear, nightmares, or post-traumatic stress after crashes. Some panic when riding in cars. This emotional suffering affects your life, work, and relationships just like physical injuries do.

Las Vegas Uber and Lyft Accident Statistics

Insurance companies move fast after an Uber or Lyft accident — but their first offer rarely reflects the true cost of your injuries. That’s where having an experienced legal team makes all the difference.

At Wooldridge Law Injury Lawyers, we’ve handled hundreds of complex rideshare accident cases across Las Vegas and Nevada. We understand how insurance companies for Uber and Lyft operate — often using tactics to minimize payouts or delay fair settlements.

Whether it’s negotiating with corporate insurers or taking your case to trial, our attorneys fight for the full compensation you deserve. From medical expenses and lost income to pain, suffering, and long-term recovery needs, we stand by your side every step of the way to help you rebuild and move forward.

Nevada's Fatal Crashes in Clark County

Clark County accounted for 293 of Nevada's 412 traffic deaths in 2024, representing 71% of all fatal crashes. Las Vegas is the center of this risk, with heavy rideshare activity on the Strip and near resorts.

71%

Nevada's Total Crashes Happen in Las Vegas

Las Vegas records more than 20,000 reported traffic accidents each year, representing about 43% of Nevada's total crashes. The city averages 56 crashes per day, many involving rideshare vehicles in tourist areas.

43%

Fatal Crashes Involve Impaired Driving

Impaired driving is the #1 cause of motor vehicle crashes, injuries and fatalities in Nevada, accounting for 47% of total traffic fatalities. Late-night rideshare activity increases exposure to impaired drivers on Las Vegas roads.

47%

Types of Compensation for Uber and Lyft Accidents

If you were injured in an Uber or Lyft accident in Las Vegas, you may be entitled to different types of money for your losses. Understanding what you can get paid for helps you and your attorney fight for a fair settlement.

Medical Expenses

Medical bills make up a large part of the money you can get in Uber and Lyft accident cases. You can recover payment for emergency room visits, ambulance rides, hospital stays, surgeries, doctor appointments, physical therapy, prescription medications, and any ongoing care you need. If your injuries require future treatment, you can get money for that too. This includes things like future surgeries, long-term therapy, medical equipment like wheelchairs or braces, and home healthcare if you need help recovering.

Lost Wages

If your injuries stopped you from working, you can get paid for the paychecks you missed. This includes the days or weeks you couldn’t work while recovering. It also includes money you lost if you had to reduce your hours, switch to part-time work, or use up all your sick leave and vacation time. If you’re self-employed, you can recover the income your business lost while you were hurt.

Pain and Suffering

Beyond the physical pain, you often experience emotional distress, anxiety, or trauma after a rideshare crash. You can get money for the mental and physical impact the accident has on your daily life. This includes the physical pain you feel every day, trouble sleeping, depression or anxiety, fear of riding in cars again, and how the injuries stopped you from enjoying activities you used to love. The worse your injuries and the longer your recovery, the more money you can get for pain and suffering.

Loss of Consortium

When an accident seriously hurts you, it affects your spouse and family too. Your spouse may be entitled to money for loss of companionship, affection, or support. This recognizes the emotional toll that serious injuries bring to families. It covers how the injury changed your relationship and your ability to be there for your family the way you were before.

Lost Opportunities

Sometimes a crash doesn’t just affect your health – it disrupts your plans and potential. You might miss business opportunities, have to cancel important travel plans, or face career setbacks because of your injuries. If the accident forced you to give up a promotion, miss an important work project, or abandon business plans, you can get paid for these lost opportunities.

Property Damage

This covers repair or replacement of personal property damaged during the Uber or Lyft accident. Your phone, laptop, glasses, jewelry, or other valuables might have been broken in the crash. These out-of-pocket expenses add up quickly and you deserve to be reimbursed. Don’t forget to document everything that was damaged, no matter how small it seems.

Visit our Las Vegas office

If you’ve been injured in an accident in Las Vegas or anywhere in Southern Nevada, we’re here to help. Visit our office at 400 S 7th St, Suite 490, Las Vegas, NV 89101, or if you can’t travel due to your injuries, we’ll come to you—at your home, hospital, or wherever is most convenient.

Call us at (702) 867-8900 or contact us through our website to schedule your free consultation. We’ll listen to what happened, explain your legal options in plain language, and answer all your questions. No pressure, no fees unless we win your case.

We serve clients throughout Las Vegas, Henderson, North Las Vegas, Summerlin, and all of Clark County.Retry

Client Testimonials

We prioritize client satisfaction from the first consultation to the final case resolution. And our Las Vegas personal injury attorneys have earned 5-star client satisfaction, with glowing testimonials from injured clients across Nevada. We prioritize client satisfaction from the first consultation to the final.

Elizabeth Morales Gonzalez
November 13, 2025

Adquirí el servicio del abogado Zachary y de Reyna por un accidente automovilístico ellos me ayudaron con mi accidente y recibí un excelente servicio. Me resolvieron mi caso y quedé muy contenta y satisfecha gracias a su ayuda.
alan orozco
November 13, 2025

Excellent help from Reyna and Zach. They were very informative and made the whole process a lot easier. I can’t express how stress free this whole process has been. Thank you so much for everything
crisali martines
November 13, 2025

I am entirely grateful and so appreciative of the way Woodridge law office handled my case. Reyna was so amazing. The communication with her was always so great and she made sure I was never confused or left in the blind about what was happening with my case. I cannot thank her enough for how well she handled my case. I would give 100 stars if I could.
Luke Hill
November 13, 2025

I’ve had numerous conversations with their team, and I truly appreciate all the guidance they’ve offered about what their injury lawyers are capable of. They’re super supportive and genuinely seem to care, which is refreshing. I haven’t reached out to any other personal injury attorneys in Las Vegas, but I’m confident I made the right decision by connecting with them.
Bertolini The Great
November 13, 2025

I just want to say all across the board the most professional and experienced team by far. Nick, Eduardo, Zachary everyone in the process was so informative and on top of it. If i could repay the favor i would they were by far the best at keeping me informed and at ease took care of my case and helped me free. Thank you gentlemen I know your business will prosper.
Kimberlina Lea
November 13, 2025

First, off this is one of best and genuine law firms! I called in because I was wrongfully profiled and suffered from some prejudice at Walmart, I called in tears and David answered the phone. He was genuine and honest and listened. I am a law student myself and to hear someone actually be genuine and helpful while the other lawyers thought my case was too petty for them. If anyone needs someone who actually cares please call this office and ask for David he will help you connect with the right lawyers in the office!
Jon Tavares
November 13, 2025

I had an excellent experience with Wooldridge Law. They handled my case with the utmost professionalism and efficiency, making the entire process smooth and stress-free. Their expertise and dedication were evident every step of the way, and I am beyond satisfied with the outcome. I truly could not recommend them more highly! If you need legal assistance, this is the team to trust.
bob torres
November 13, 2025

I would like highly recommend them also send a special Thank you to Reyna and the team at woolridge law firm they went above and beyond to provide me with an incredible experience with my elevator injury case I’m from out of state they made my case very easy to deal with over the phone and emails issue free very professional always kept me informed made me feel comfortable throughout the process I’m thrilled with the outcome. I would also like to send a special Thank you to Reyna her professionalism and knowledge were top notch she kept me updated throughout the process,which I really appreciated. Highly recommend them!

Frequently Asked Questions About Uber and Lyft Accidents in Nevada

What are the Uber and Lyft accident laws in Nevada?

In Nevada, Uber and Lyft accidents are covered under rideshare liability laws. Victims have two years from the date of the crash to file a personal injury claim. Depending on who was at fault — the rideshare driver, another driver, or the company — different insurance policies may apply. Nevada also follows a modified comparative negligence rule with a 51% bar, meaning you can recover damages only if you are less than 51% at fault.

What is the average or highest payout for an Uber or Lyft accident?

Uber and Lyft accident settlements vary widely based on the severity of your injuries, medical costs, lost wages, and other damages. Minor injury cases might settle for thousands of dollars, while serious crashes involving permanent injuries, surgeries, or long-term disability can result in settlements worth hundreds of thousands of dollars. Uber and Lyft carry $1 million in liability coverage when a driver has a passenger or is on the way to pick one up, which means substantial compensation is available for severe injuries.

How does an Uber or Lyft accident claim work?

First, you report the accident to the rideshare company through their app or customer service. Then, you gather evidence like photos, police reports, witness statements, and medical records. Your lawyer will investigate which insurance policy applies based on what the driver was doing when the crash happened. We’ll file a claim with the correct insurance company, negotiate a settlement, and if they refuse to pay fairly, we’ll file a lawsuit and take your case to court. Most rideshare accident cases settle out of court, but we’re always prepared to go to trial if needed.

Who is liable if I'm injured as a passenger in an Uber or Lyft?

If the Uber or Lyft driver caused the crash, the rideshare company’s insurance should cover your injuries. If another driver caused the accident, you can file a claim against that driver’s insurance. If both drivers share fault, you may have claims against multiple insurance policies. Your lawyer will identify all available insurance coverage to maximize your compensation.

What should I do immediately after an Uber or Lyft accident?

Call 911 and get medical help, even if you feel fine. Some injuries don’t show symptoms right away. Take photos of the crash scene, vehicle damage, and any injuries. Get contact information from the driver, other people involved, and witnesses. Report the accident through the Uber or Lyft app. Keep all medical records and bills. Don’t give a statement to any insurance company before talking to a lawyer.

How long do I have to file a claim after an Uber or Lyft accident in Nevada?

Nevada law gives you two years from the accident date to file a personal injury lawsuit. This deadline is strict — if you miss it, you lose your right to get any money for your injuries. Don’t wait. Evidence disappears, witnesses forget details, and insurance companies use delays against you.

What if the Uber or Lyft driver's insurance denies my claim?

Insurance companies often deny claims by saying the driver wasn’t working or the app was off. We know how to prove what the driver was doing using app records, GPS data, and trip history. If one insurance company denies your claim, we’ll pursue other available coverage. We fight denials and bad faith insurance tactics.

Can I sue Uber or Lyft directly, or only the driver?

Usually, you file a claim against the insurance policy covering the driver at the time of the crash. However, if the rideshare company was negligent — like failing to properly screen the driver or ignoring safety complaints — you might be able to sue Uber or Lyft directly. Your lawyer will investigate all potential claims.

Areas We Cover

Serving accident victims throughout Southern Nevada, we provide dedicated legal representation to clients in communities across the region. No matter where your accident occurred, you have access to experienced local accident attorneys who know Nevada law and procedure. Below are just some of the cities and neighborhoods we service nearby:

  • Angel Park
  • Blue Diamond
  • Boulder City
  • Centennial Hills
  • Charleston Heights
  • CityCenter
  • Desert Shores
  • Downtown Las Vegas
  • Downtown South
  • Enterprise
  • Kyle Canyon
  • Henderson
  • Lake Las Vegas
  • Las Vegas
  • Lone Mountain
  • McCarran international Airport
  • North Las Vegas
  • Paradise
  • Rhodes Ranch
  • Southern Highlands
  • Spring Valley
  • Summerlin
  • Summerlin South
  • Summerlin West
  • Sunrise Manor
  • Sun City Summerlin
  • The Lakes
  • The Pueblo
  • The Springs
  • West Las Vegas
  • Whitney
  • Winchester
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